Bigbank Promo Codes and Current Offers

Current Bigbank promo code

Bigbank's small loan page shows one campaign code. With it, the contract fee on a small loan is €0, and the campaign lasts until 31.10.2026. The campaigns page also marks renovation, refinancing and car loans as campaign products. The code is on the offer card on this page. Interest and the other terms are set in your individual loan offer.

Loan rates and a representative example

Small loans are offered from €500 to €30,000 over 6 to 120 months, with interest from 7.9% a year on the outstanding balance. Renovation and refinancing loans are listed from 7.9% and car loans from 6.9%, each up to €30,000. Bigbank's own representative example: a €6,500 loan over 80 months at a fixed 14.10% interest, with a €130 contract fee and a €3.99 monthly administration fee, has an APR of 17.38%, a monthly repayment of €130.44 and a total amount payable of €10,434.70. A loan is a financial obligation, so compare the offer with your budget and read the terms before you sign.

Bank account, cards and referral bonus

• Bank account: 2% annual interest on the balance, free opening and use, payments without service fees and free instant payments around the clock.
• Debit card: free with the account and posted home at no charge, with purchase insurance for new items for up to 180 days and up to €5,000, and free cash withdrawals up to €2,000 a month (an ATM operator may add its own fee).
• Virtual card: free and ready for online purchases straight away.
• Referral: €5 for each friend who opens an account with your personal code, your first name and surname written together, credited on the next working day for signed applications.

Deposit rates

The term deposit table, last changed on 22.09.2026, lists fixed annual rates of 2.15% for 1 to 2 months, 2.40% for 3 to 5 months, 2.50% for 6 to 11 months, 2.70% for 12 to 23 months and 2.80% for 24 to 120 months, with a minimum deposit of €500. Bigbank states that its deposits are covered by the Estonian Guarantee Fund up to €100,000.

Fees, terms and payment

Everyday banking at Bigbank has no account, card or payment fees, as listed on the account page. For loans, the contract fee and the monthly administration fee are part of the cost unless a campaign code removes the contract fee, and the APR in the representative example includes both. The small loan page also states that if you are not satisfied with the terms or service for any reason, you can return the credit amount without paying interest or other costs for it, including the contract fee. Questions go to info@bigbank.ee or +372 731 1333 on weekdays from 09.00 to 17.30.

Offers on this page were checked on the bank's own website on 24 October 2026.