Lively Promo Code and HSA Fees

Lively HSA pricing for individuals, investing options and business plans

6 active offers available for Lively

$0MonthlyHSA

HSA

Verified Top Pick

Lively Individual HSA With a $0 Monthly Maintenance Fee

Lively's pricing page lists its individual and family HSA at $0.00, with a $0 monthly maintenance fee and a $0 account opening fee, as shown on 23 October 2026. Investing is optional and may carry its own fee.

Limited Time Offer

$0TransferFee

Fee

Verified

Move an Existing HSA to Lively With a $0 Transfer Fee

Lively lists a $0 funds transfer fee for money moved in or out of its HSA, and transfer details can be entered during enrollment or after the account is set up, as stated on its pricing page on 23 October 2026.

Limited Time Offer

$03 CardsDebit

Debit

Verified

Up to 3 Lively HSA Debit Cards at $0

Lively's HSA fee table shows debit cards, up to 3, at $0, along with a $0 point of sale fee and a $0 reimbursement fee, as shown on livelyme.com/pricing on 23 October 2026.

Limited Time Offer

$0AccountFees

Fees

Verified

$0 Closing, Minimum Balance and Excess Contribution Fees

Lively's fee table for HSA account holders lists a $0 account closing fee, a $0 minimum balance fee and a $0 excess contribution fee, as shown on its pricing page on 23 October 2026.

Limited Time Offer

$24YearlySchwab

Schwab

Verified

Schwab HSA Brokerage Access at $24 a Year

Access to the optional Schwab Health Savings Brokerage Account through Lively costs a $24 annual fee, or no access fee when you keep a $3,000 minimum cash balance. Charles Schwab may charge its own fees, as stated on Lively's pricing page on 23 October 2026.

Limited Time Offer

$0PEPMBusiness

Business

Verified

Lively Business HSA at $0 Per Employee Per Month

Lively prices its HSA for businesses at $0.00 per employee per month, subject to a $200 monthly minimum, and invites employers to contact it for preferred pricing, as shown on its pricing page on 23 October 2026.

Limited Time Offer

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Member Perks

Partner Offers & Coupons

Extra codes from partner brands, refreshed alongside this store's offers.

FAQ's

Everything shoppers ask before using Lively offers.

Does Lively have a promo code?

No promo code was listed on Lively's website on 23 October 2026. Its individual and family HSA is listed at $0, with no monthly maintenance or opening fee.

Is a Lively HSA free?

For individuals and families, Lively's pricing page lists $0 fees for maintenance, opening, closing, transfers, up to 3 debit cards and reimbursements. Optional investing has its own fees.

How much does it cost to invest a Lively HSA?

Schwab brokerage access costs $24 a year, or nothing with a $3,000 minimum cash balance, and the HSA Guided Portfolio charges 0.50% a year on invested assets, as shown on 23 October 2026. Schwab and fund fees may also apply.

Can I transfer my HSA to Lively?

Yes. Lively says you can enter transfer details when you enroll or at any time after the account is set up, and it lists a $0 transfer fee.

The Complete Lively Savings Guide

A practical savings guide for shoppers using Lively offers.

Is there a Lively promo code?

We found no promo code on Lively's website on 23 October 2026, and none is offered through our affiliate network. For individuals the main point is that the HSA itself is listed at $0, so there is no account fee for a code to reduce. The fees that do exist are for optional investing, and they are set out below.

Lively HSA fees for individuals

Lively's fee table for account holders lists $0 for each of these: monthly maintenance, account opening, account closing, funds transfer in or out, debit cards (up to 3), excess contributions, point of sale, minimum balance and reimbursements. If your employer lets you choose your own HSA provider, Lively says the cost is $0 for you and your employer, and you manage contributions through your employer.

Investing your HSA

Investing is optional. Lively offers two routes:

  • Schwab Health Savings Brokerage Account: a $24 annual access fee, or no access fee if you keep a $3,000 minimum cash balance. Charles Schwab may charge its own fees.
  • HSA Guided Portfolio by Devenir: a 0.50% annual management fee on invested assets, debited quarterly, plus any fund expense ratios.

Lively notes that investment products are not FDIC insured and carry investment risk, including possible loss of principal.

Lively for businesses

The business HSA is priced at $0.00 per employee per month, subject to a $200 monthly minimum, and Lively asks employers to contact it for preferred pricing. Its business range also covers FSA, HRA, lifestyle spending accounts, COBRA and commuter accounts.

How your cash is held

Lively states that it is not itself an FDIC or NCUA insured institution. HSA cash is held with partner banks and credit unions, which Lively says insure it up to $250,000, and the cash balance earns interest.

How to keep costs low at Lively

Keep the account in cash if you do not need to invest, or hold at least $3,000 in cash to avoid the Schwab access fee. Fees on this page were checked on Lively's own website on 23 October 2026.

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