Raisin Promo Codes and New Customer Bonus Offers

Is there a Raisin promo code?

Yes. On 29 October 2026 Raisin listed the code STACK for new customers. To qualify, enter it at sign-up, start your first deposit by 31 October 2026 at 11:59 PM ET, deposit at least $10,000 within 14 days and keep it on the platform for 90 days. The bonus is $40 for $10,000 to $24,999, $100 for $25,000 to $49,999, $200 for $50,000 to $99,999, $425 for $100,000 to $199,999 and $900 for $200,000 or more. Putting at least $1,000 into a second product category adds $10 to $100. Bonuses are paid to the Raisin cash account within 30 days of meeting the terms, and Raisin can change or end the offer.

Refer a friend

Customers earn $100 for each friend who signs up with their referral code, deposits $10,000 or more within 14 days and keeps it for 90 days, up to 20 referrals.

Rates and fees

Raisin's table, accurate as of 29 October 2026, showed 4.30% APY on a Western Alliance Bank high-yield savings account with a 90 day rate lock for new users, 4.25% APY on its 3 and 6 month CDs and 4.12% APY at Centier Bank. Rates can change after the first deposit. The minimum opening deposit is $1, with no account fees or minimum balance. Raisin itself is not an FDIC or NCUA insured institution; deposits are held at its partner banks and credit unions.

Offers on this page were checked on the provider's own website on 29 October 2026.