SmartPożyczka Kod Kuponu and First Loan Offer

SmartPożyczka kod rabatowy

SmartPożyczka does not publish a kod rabatowy or kod kuponu on smartpozyczka.pl. The offer the site promotes is a first loan at RRSO 0% for new customers, which applies to amounts from 2,100 zł to 8,000 zł taken for 65 days and repaid on time.

Current loan terms on the site

• First loan: 2,100 zł to 8,000 zł for 65 days at RRSO 0%, for example 3,000 zł borrowed and 3,000 zł to repay.
• First loans up to 2,000 zł are not part of the promotion and carry RRSO 298%.
• Repeat loans: up to 20,000 zł for 30 days at RRSO 297.52%, for example 10,000 zł with 11,210.14 zł to repay.
• Top up: if you borrowed less than your limit, you can request more until the halfway point of the loan term.

Who runs SmartPożyczka

The site belongs to Aventus Group Sp. z o.o. in Białystok, a credit intermediary entered in the KNF register of credit intermediaries under RPK026240. Loans are granted by Pixo Sp. z o.o. (RIP000404) and LTU Finance Sp. z o.o. (RIP000405). The site states that the intermediary charges the consumer no fee.

How to apply

Applications are made online in three steps: choose the amount, submit the application and receive the lender's decision. Applicants must be at least 18 and pass the lender's credit assessment. A restricted PESEL number has to be unblocked for at least 3 days before applying. The bank account is confirmed by a 0.01 zł transfer or through online verification, and repayment reminders are sent by SMS and email. If a loan is repaid late, the promotional terms stop applying and the standard costs in the agreement are charged.