To 36%
Verified Top PickAndaCrédito states a TAE of at least 0% and at most 36% for the loans it shows, repayable in 61 to 90 days, with amounts from 100 € to 5.000 € in its calculator. The rate is set by the partner lender and depends on your circumstances and credit history, as stated on 6 November 2026.
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TAE
VerifiedThe representative example on AndaCrédito's website is a 300 € loan repaid in 67 days with costs of 0 €, a total to repay of 300 € and a TAE of 0%, as shown on 6 November 2026. The final terms come from the partner lender and can differ from those shown.
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VerifiedAndaCrédito says its service is free for users: it shows partner credit offers and sends a preliminary application to licensed partner lenders, who decide on approval. It is not a lender itself. Applicants must be over 18 with a Spanish bank account, as stated on 6 November 2026.
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Extra codes from partner brands, refreshed alongside this store's offers.
A practical savings guide for shoppers using AndaCrédito ES offers.
No. AndaCrédito does not publish a discount code, and a loan is not a discount: borrowing money costs money, and you must repay what you borrow. This page lists only the figures AndaCrédito publishes. This is not financial advice.
On 6 November 2026 AndaCrédito stated a TAE of at least 0% and at most 36%, with repayment in 61 to 90 days. Its calculator runs from 100 € to 5.000 €. The representative example is a 300 € loan repaid in 67 days with costs of 0 €, a total to repay of 300 € and a TAE of 0%. The site advertises a free first loan for new users but does not state its conditions on the home page. No TIN is published. The rate you are offered is set by the partner lender and depends on your circumstances and credit history, and the final terms can differ from those shown on the site.
AndaCrédito is a trademark of Fininity OU. It shows offers from partner lenders and can send a preliminary application to them; the partner checks your creditworthiness and approves or rejects it. AndaCrédito says its service is free for users. You must be over 18, have a bank account in Spain and show you can repay. Read the partner lender's own contract, including costs for late payment, before you sign.
Offers on this page were checked on the shop's own website on 6 November 2026.
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