TAE 81%
Verified Top PickFidea's home page gives this example: a loan of 1.000 € repaid in 12 monthly payments costs 342,22 €, so 1.342,22 € is repaid in total, at a TAE of 81%. Borrowing costs money. This is not financial advice. As shown on 6 November 2026.
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€60000
VerifiedFidea compares loan offers from partner lenders for Spanish residents with a DNI or NIE, from 500 € to 60.000 €, with TAE between 0% and 212% depending on the lender and the application, as shown on its home page on 6 November 2026.
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VerifiedFidea states that it does not charge applicants for using its service and takes no commission from the borrower; the cost of each loan depends on the lender's own offer, as shown on fidea.es on 6 November 2026.
Limited Time Offer
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Extra codes from partner brands, refreshed alongside this store's offers.
A practical savings guide for shoppers using Fidea ES offers.
No. Fidea is not a shop and a loan is not a discount, so there is no promo code. On 6 November 2026 its site showed loan offers from 500 € to 60.000 € for Spanish residents with a DNI or NIE, and stated that it charges applicants nothing for using the service.
Fidea publishes a TAE range of 0% to 212%. Its example: 1.000 € repaid in 12 monthly payments costs 342,22 €, so you repay 1.342,22 € in total, at a TAE of 81%. The text states terms of 3 to 60 months, while the simulator slider runs to 96 months. The real cost of any loan depends on the lender's own offer, so read the pre-contract information before you sign. The simulator shows a 0.00% first interest label, but no conditions for it were published.
The terms name Finceptiv OU, Liivalaia 13, Tallinn, Estonia, as the operator. It says it does not provide financial services in its own name and passes applications to lenders. No Banco de España registration was shown.
This is not financial advice. Borrowing costs money; only borrow what you can repay. Figures on this page were checked on the service's own website on 6 November 2026.
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