Bundle
Top PickBorrowell takes 30% off when past rent reporting is bundled with a Rent Advantage subscription: past rent reporting is a one-time $69 instead of $99, and Rent Advantage is $8 a month instead of $10, as stated on its Rent Advantage page on 29 October 2026.
Limited Time Offer
Score
Borrowell gives a free credit score and credit report in its app, and signing up needs no credit card or SIN, as stated on its home page on 29 October 2026. Borrowell is paid a referral fee when a member takes a partner product it recommends.
Limited Time Offer
0% APR
Borrowell's Credit Builder starts at $5 biweekly. It is not a cash loan: it is reported to Equifax Canada as a Borrowell installment loan with a 48-month term at 0% APR, and it can be cancelled at any time without a cancellation fee, as stated on its Credit Builder page on 29 October 2026.
Limited Time Offer
Rent
Borrowell Rent Advantage reports rent payments to Equifax Canada for $10 a month, or $8 a month when bundled with past rent reporting, and there are no fees for cancelling, as stated on its Rent Advantage page on 29 October 2026.
Limited Time Offer
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Extra codes from partner brands, refreshed alongside this store's offers.
A practical savings guide for shoppers using borrowell offers.
Borrowell does not publish a promo code. Its credit score and credit report are free in its app, and signing up needs no credit card or SIN. Borrowell is paid a referral fee by partners when a member takes a product it recommends.
Credit Builder starts at $5 biweekly. It is not a cash loan: Borrowell reports it to Equifax Canada as an installment loan with a 48-month term at 0% APR. Rent Advantage reports rent payments to Equifax Canada for $10 a month. Past rent payments can be reported for a one-time fee of $99, and bundling the two brings them to $69 and $8 a month, which Borrowell presents as a 30% saving.
Credit Builder can be cancelled at any time without a cancellation fee or financial penalty. Rent Advantage has no fees for cancelling, the subscription runs to the end of its current term, and the account is then reported to Equifax Canada as closed. Read the full terms on each product page before signing up.
Prices on this page were checked on Borrowell's own website on 29 October 2026.
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