Annual
Verified Top PickAva's annual plan costs $60 a year, which Ava describes as $5 a month, against $10 a month on the month-to-month plan. One membership fee covers the Ava Credit Builder Card, Save & Build Credit and rent and utility reporting, as shown on its pricing page on 28 October 2026.
Limited Time Offer
Monthly
VerifiedAva's month-to-month membership is $10 a month. Cancelling within 7 days carries a $9 fee and anything paid above $9 is returned; after 7 days nothing is returned, as stated on meetava.com/pricing on 28 October 2026.
Limited Time Offer
Card
VerifiedAva's pricing page lists the Ava Credit Builder Card at 0% interest and fees with an Ava membership, with no collateral, no minimum credit score and a credit limit of up to $2,500, as shown on 28 October 2026. The card is issued by Ava's partner banks.
Limited Time Offer
Monthly
VerifiedAva's Save & Build Credit account costs $25 a month plus a $1 origination fee where applicable, with a $12 origination fee in some states, and funds unlock after 12 months. The payment excludes the membership fee and the account is offered only in listed states, as shown on 28 October 2026.
Limited Time Offer
Rent
VerifiedRent and utility reporting comes with an Ava membership at no extra cost, and Ava says it reports up to 24 months of past rent and utility payments, as shown on its pricing page on 28 October 2026.
Limited Time Offer
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Extra codes from partner brands, refreshed alongside this store's offers.
A practical savings guide for shoppers using Ava Finance US offers.
Ava does not show a promo code on its site. The lower price comes from the plan choice: the annual membership is $60 a year, which Ava puts at $5 a month, while the month-to-month plan is $10 a month. One fee covers all three Ava products.
The Ava Credit Builder Card is listed at 0% interest and fees with a membership, with no collateral, no minimum credit score and a limit of up to $2,500. The Save & Build Credit account costs $25 a month plus a $1 origination fee where applicable, or a $12 origination fee in some states, and the funds unlock after 12 months; it is offered only in listed states and the payment does not include the membership fee. Rent and utility reporting is included at no extra cost, with up to 24 months of past payments reported.
Members who cancel within 7 days pay a $9 fee and get back anything paid above it. After 7 days, fees already paid are not returned. Ava states that it does not promise specific credit score results, so read its terms and the cardholder agreement before joining.
Offers on this page were checked on the shop's own website on 28 October 2026.
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