Emerald Life Coupons and Insurance Offers

Emerald Life coupons and current offers

Emerald Life does not publish a coupon code on emeraldlife.co.uk. Every premium comes from an online quote, and the savings are the discounts and starting prices the insurer states itself:

• 10% multi-pet discount on pet insurance.
• Pet insurance cover from £5.77 per week.
• Travel insurance cover starting from £9.44.
• Free travel cover for up to 6 children after the first child, plus single parent pricing.
• UK and destination weddings covered at no extra cost.

The home page adds that where percentage discounts are offered on premiums, they do not apply to every part of its home and travel policies, so a quoted discount may be an approximation.

What the policies cover

Pet: Enhanced cover comes in £6k, £9k and £12k levels, and exotic pets such as birds, lizards and snakes can be covered up to £5,000. Pets must be at least 8 weeks old at the start of cover, with no maximum age. The vet claim excess starts at £85 for cats under 8 and £100 for dogs under 8, with a higher fixed excess plus 15% of the remaining cost for older pets.

Wedding: worldwide cover from £6k up to £100,000 for cancellation, up to 3 receptions or events in a window of up to 94 days (all within 21 days of each other), and £2m public liability for the couple included. Optional guest liability up to £5m and marquee cover can be added.

Travel: single trip and annual policies, single trips of up to 91 days, £10m of medical cover and up to £7,500 of cancellation cover. Standard cover has age limits of 75 for a single trip and 65 for an annual policy at the start date; Enhanced cover has no age limits. Cover can also be bought when you are already travelling.

Customers on the home, travel, wedding and pet policies can direct some of their premium to charity at no cost to them.

Payment and policy terms

Pet insurance is paid by direct debit, monthly or annually, and paying monthly costs nothing extra. Wedding insurance is a single one-off payment and must be bought at least 14 days before the wedding; raising cover later costs extra, while lowering it gives no refund. To stop an annual travel policy renewing or to change a policy, Emerald Life asks customers to call 0330 113 7109. Read the policy wording for cancellation rights before buying.

How to save with Emerald Life

• Insure two or more pets together for the 10% multi-pet discount.
• On family travel cover, check that extra children are added free after the first.
• Compare Standard and Enhanced levels in the quote, since the excess and limits differ.

Offers on this page were checked on the insurer's own website on 24 October 2026.