OFFER
Top PickA new customer who opens a growney account through an existing customer's invitation link gets €50 and the referrer gets €50, when at least €5,000 goes into Geldmarkt-ETFs, ETF asset management or the ETF pension by 31 January 2027 and stays invested 12 months; Tagesgeld and Festgeld do not count, as shown on growney.de on 14 November 2026.
Expires: Jan 31, 2027
Plan
growney's ETF asset management starts with a savings plan from €25 or a one-time investment from €500, with portfolio management and rebalancing included, as shown on growney.de on 14 November 2026.
Limited Time Offer
Fee
The yearly service fee for ETF asset management and Geldmarkt-ETFs drops to the lower tier once €50,000 is invested, and the lower fee then applies to the whole amount; fund costs are charged on top, as shown on the growney.de costs page on 14 November 2026.
Limited Time Offer
Fees
Depot fees, account keeping, ETF purchases, rebalancing and securities transactions are included in growney's service fee, and ending ETF asset management costs nothing extra, as shown on the growney.de costs page on 14 November 2026.
Limited Time Offer
Savings
growney charges no fees on its Tagesgeld (daily access) and Festgeld (fixed term) accounts, with deposit protection up to €100,000; the rates are variable and shown as up to figures, as shown on growney.de on 14 November 2026.
Limited Time Offer
Plan
The ETF-Rentenversicherung starts with a savings plan from €100 a month or a one-time payment from €40,000; changing, raising or pausing the rate and extra payments are free of charge, as shown on growney.de on 14 November 2026.
Limited Time Offer
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Extra codes from partner brands, refreshed alongside this store's offers.
A practical savings guide for shoppers using Growney offers.
growney publishes no voucher code for new customers. Its promotions page lists one current offer, the friend referral bonus, which needs no code because it is linked to the invitation link. Existing growney gift cards of €25 or €30 can be redeemed with their card number and PIN in the customer area.
From 31 October 2026 to 31 January 2027, a new customer who opens an account through a friend's link gets €50 and the friend gets €50. At least €5,000 must be paid into Geldmarkt-ETFs, ETF asset management or the ETF pension insurance by 31 January 2027, measured as deposits minus withdrawals, and stay invested for 12 months. Tagesgeld and Festgeld do not qualify, the bonus is paid only once per customer, and it cannot be combined with other new customer offers. growney says it pays the bonus within two months of the conditions being met and may end the campaign early.
The yearly service fee for ETF asset management and Geldmarkt-ETFs is 0.68% below €50,000 and 0.38% from €50,000, and the lower rate then applies to the whole amount. Fund costs come on top: 0.06% to 0.25% a year for the ETF strategies and 0.09% for the Geldmarkt-ETFs. Depot, trading and rebalancing costs are included. The ETF pension insurance has its own costs: 1.5% of monthly contributions or 0.5% of a one-time payment (at most €500) as acquisition costs, plus 0.57% a year from the fund assets and fund costs.
growney lists Tagesgeld at up to 2.60% a year and Festgeld at up to 3.71% a year, with no growney fees and deposit protection up to €100,000. The rates are variable, so check the current figure in the growney account planner before you open an account.
growney itself warns that investing carries risks and that the value of an investment can fall as well as rise. Investing involves risk, including loss of money; read the offering documents. This is not financial advice.
Offers on this page were checked on the official growney website on 14 November 2026.
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