Account
Verified Top PickAs part of its 30th anniversary offers, 1822direkt pays new customers a €200 bonus for opening a GiroDirekt current account with a regular monthly income paid in and using it actively, as shown on its current account page on 31 October 2026. Read the bonus conditions on the account-opening pages before applying.
Limited Time Offer
Depot
VerifiedNew customers can earn a bonus of up to €300 from 1822direkt for opening a securities account (Depot), setting up a savings plan and placing trades, under its 30th anniversary offers, as shown on 31 October 2026. Depot management costs €0. Check how the bonus is split between these steps in the offer conditions before applying.
Limited Time Offer
Bonus
VerifiedExisting 1822direkt customers who recommend the GiroDirekt current account or the securities account receive a €130 bonus for a successful referral of either account, and the bank says the new customer gets a bonus too, as shown on its anniversary offers page on 31 October 2026.
Limited Time Offer
Fee
VerifiedThe 1822direkt GiroDirekt current account has no account fee with at least €700 paid in each month, or for new customers under 30; otherwise it costs €4.90 a month. It includes a free girocard with V PAY, and a Visa Classic or Visa Gold card is free in the first year, as shown on 31 October 2026.
Limited Time Offer
Plans
Verified1822direkt lists more than 170 ETF savings plans that run without an execution fee, and more than 185 free savings plans across ETFs, funds and shares, on its anniversary offers and securities account pages on 31 October 2026.
Limited Time Offer
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A practical savings guide for shoppers using 1822direkt DE offers.
1822direkt does not publish a Gutscheincode. Instead, its 30th anniversary offers for new customers pay a bonus (Prämie) for opening an account. On 31 October 2026 the GiroDirekt current account came with a €200 bonus for opening it with a regular monthly income paid in and using it actively, and the securities account (Depot) with a bonus of up to €300 for opening it, setting up a savings plan and placing trades. Existing customers who recommend either account receive €130 for a successful referral. Check the detailed bonus conditions and any closing date with the bank before you apply.
The GiroDirekt account has no account fee when at least €700 is paid in each month, and none for new customers under 30. Below €700 a month it costs €4.90 a month. A girocard with V PAY is included, a Visa Classic or Visa Gold card is free in the first year, and cash withdrawals are free at Sparkasse cash machines in Germany. The securities account has no management fee, and the bank lists more than 170 ETF savings plans without an execution fee.
Accounts are opened online, with identity checked by video, eID or at a post office. The bank's website is meant for residents of Germany only. This page lists the bank's own published offers and is not financial advice.
Offers on this page were checked on 1822direkt's own website on 31 October 2026.
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