$5,000+
Verified Top PickNovo states 2% cashback on eligible purchases while the Novo checking balance is $5,000 or more, and 1% cashback with a balance under $5,000, as shown on its business checking page on 29 October 2026.
Limited Time Offer
Checking
VerifiedNovo Business Checking lists a $0 monthly maintenance fee, no waiver requirement and no minimum balance. Account approval is subject to eligibility and verification, as shown on 29 October 2026.
Limited Time Offer
$0
VerifiedStandard ACH transfers are $0 on a Novo business checking account. Express ACH is optional and its fee is shown before sending, and outgoing wires may carry fees, as listed on 29 October 2026.
Limited Time Offer
Monthly
VerifiedNovo charges $0 for ATM use and reimburses eligible third-party ATM fees up to $7 per month, subject to its current terms, as shown on its business checking page on 29 October 2026.
Limited Time Offer
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Extra codes from partner brands, refreshed alongside this store's offers.
A practical savings guide for shoppers using novo offers.
Novo does not show a promo code or a sign-up bonus on its site at the moment. The savings it publishes are built into the account: a $0 monthly maintenance fee with no waiver requirement and no minimum balance, and approval is subject to eligibility and verification.
Standard ACH transfers cost $0. Express ACH is optional, with its fee shown before you send, and outgoing wires may carry fees. Novo charges nothing for ATM use and reimburses eligible third-party ATM fees up to $7 per month. Purchases earn 2% cashback while the checking balance is $5,000 or more and 1% below that, on eligible purchases. Novo points customers to its current fee schedule for the full terms, so read it before opening an account.
Novo describes itself as a fintech, not a bank. Banking services are provided by Middlesex Federal Savings, F.A., Member FDIC, and Novo states that eligible deposits are insured up to $5,000,000 per depositor through Middlesex and its partner banks. Novo also lists loans, a credit card and a cash advance; their rates depend on each business, so check the terms on Novo's site before applying.
Offers on this page were checked on the shop's own website on 29 October 2026.
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