Car
Verified Top PickBavariaDirekt's car liability insurance (Komfort S, without partial or comprehensive cover) starts at €8.44 a month. Its example, calculated on 10 September 2026, is a Citroen 2CV as a second car, 2,000 km a year, no-claims class SF 50, monthly payment and no extras. Your price depends on your own details, as shown on 2 November 2026.
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Liability
VerifiedBavariaDirekt's personal liability insurance starts at €16.52 a year with €50 million cover. The example, calculated on 1 July 2026, is a single public-sector employee without children, with €150 excess, annual payment and no extras; your price depends on your own details, as shown on 2 November 2026.
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Home
VerifiedBavariaDirekt's household contents insurance starts at €3.26 a year. The example, calculated on 20 August 2026, covers a 15 m² home in Munich with a €10,000 sum insured, €500 excess, annual payment and no extras such as natural hazards, bicycle or glass cover, as shown on 2 November 2026.
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Legal
VerifiedBavariaDirekt's legal protection insurance starts at €4.59 a month. The example, calculated on 27 October 2026, is a public-sector tenant with €1,000 excess, monthly payment and no previous claims; cover starts after a 3-month waiting period, as shown on 2 November 2026.
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Dog
VerifiedBavariaDirekt's dog owner liability insurance starts at €23.32 a year, with a sum insured of up to €50 million and puppies up to 12 months covered too. The example, calculated on 2 July 2026, is a Chihuahua with €150 excess and no previous claims, as shown on 2 November 2026.
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Loyalty
VerifiedBavariaDirekt gives a 10% loyalty discount on its dog owner liability insurance once the policy has run for 5 years, as stated on its home page on 2 November 2026.
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Extra codes from partner brands, refreshed alongside this store's offers.
A practical savings guide for shoppers using BavariaDirekt DE offers.
No. BavariaDirekt does not publish voucher codes. Its prices come from its online calculator and depend on your own details, so the figures below are the insurer's own examples with the bases it states. The one published discount is a 10% loyalty discount on dog owner liability insurance after the policy has run for 5 years.
Car liability insurance (Komfort S, without partial or comprehensive cover) started at €8.44 a month, calculated for a Citroen 2CV as a second car with 2,000 km a year and no-claims class SF 50. Personal liability started at €16.52 a year with €50 million cover for a single person with €150 excess. Household contents started at €3.26 a year for a 15 m² home in Munich with a €10,000 sum insured and €500 excess. Legal protection started at €4.59 a month with €1,000 excess and a 3-month waiting period, and dog owner liability at €23.32 a year for a Chihuahua with €150 excess, with puppies up to 12 months covered too.
Policies are calculated and taken out online. For car insurance your no-claims class moves with you when you switch, the electronic insurance confirmation (eVB) arrives by email or text right after you sign up, and the car tariffs include cover abroad. Claims can be reported online, and a hotline is available around the clock.
Prices on this page were checked on BavariaDirekt's own website on 2 November 2026.
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