Europe
Verified Top PickHanseMerkur's Go Europe cover for long stays in Europe costs from €0.79 a day in the Basis tariff and €1.05 a day in Kompakt, for a 12 month stay and ages up to 34, with an optional add-on package from €0.24 a day, as shown on 2 November 2026.
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Travel
VerifiedHanseMerkur lists its Auslandskrankenversicherung Basic from €1.35 a day for a trip of up to 365 days and ages up to 34, without cover for the USA and Canada, as stated on its travel health insurance page on 2 November 2026. Other ages and destinations cost more.
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Dogs
VerifiedHanseMerkur's example premium for dog liability cover is €3.36 a month for a small breed such as a pug, chihuahua or maltese, in the Komfort tariff with a €150 excess, without poison bait cover, for a policyholder aged 40 with no previous claims, as shown on 2 November 2026.
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Cats
VerifiedCat surgery cover at HanseMerkur starts at €4.32 a month in the Komfort tariff, for a European Shorthair kept indoors in its first year, paid monthly by direct debit with a €500 excess per operation; higher tariffs cost €5.83 and €6.34, as shown on 2 November 2026.
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Dental
VerifiedHanseMerkur's dental supplementary insurance starts at €5 a month, an example for a man or woman aged 18 in the Zahnvorsorge Top tariff (EZP2). The Komfort and Luxus tariffs can be used without a waiting period, as stated on its dental insurance page on 2 November 2026.
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A practical savings guide for shoppers using HanseMerkur DE offers.
No. HanseMerkur sells insurance at set premiums and does not offer voucher codes on its website. What it does publish are example prices for each product, and those are listed here with the conditions the insurer gives. Your own premium depends on age, tariff, excess and other details, so use the calculator on each product page before you sign up.
Travel health cover abroad in the Basic tariff starts at €1.35 a day for trips of up to 365 days and ages up to 34, without the USA and Canada. For long stays in Europe, the Go Europe cover costs from €0.79 a day in Basis and €1.05 a day in Kompakt for a 12 month stay. Dog liability starts at €3.36 a month for a small breed in the Komfort tariff with a €150 excess and a policyholder aged 40. Cat surgery cover starts at €4.32 a month for a young indoor European Shorthair with a €500 excess. Dental supplementary insurance starts at €5 a month for an 18 year old in the Zahnvorsorge Top tariff.
Read the benefit table of each tariff, because excess, annual limits and waiting periods differ: the dental tariffs Komfort and Luxus have no waiting period, while Zahnvorsorge Top and Top Plus do, except after accidents. Customers of the DAK-Gesundheit health fund have their own range of HanseMerkur supplementary tariffs.
Prices on this page were checked on the insurer's own website on 2 November 2026.
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