Switch
Verified Top PickBusinesses tied to another processor's contract or equipment lease may get up to $500 in Helcim processing credits to help with the switch, as stated on Helcim's home page on 29 October 2026.
Limited Time Offer
Account
VerifiedHelcim lists a $0 monthly account fee, $0 sign-up, $0 PCI fee and $0 cancellation fee with no contract and no minimums, so merchants pay only when they process a transaction, as shown on its US pricing page on 29 October 2026.
Limited Time Offer
Data
VerifiedHelcim moves stored customer and card data over from a merchant's previous processor at no charge, as listed on its home page and US pricing page on 29 October 2026.
Limited Time Offer
Auto
VerifiedHelcim's margin on top of interchange drops in five steps as monthly card volume rises from under $50K to $5M, based on the average of the last three months and applied without negotiation, as shown on its US pricing page on 29 October 2026.
Limited Time Offer
Next Day
VerifiedCard and debit funds can arrive the next business day at no extra cost when the merchant's bank supports RTP or FedNow; otherwise funds usually arrive in 1 to 3 business days, as stated on 29 October 2026.
Limited Time Offer
Hardware
VerifiedThe Helcim Card Reader costs $199 per unit plus shipping, and the company does not lease equipment, as listed on its US pricing page on 29 October 2026.
Limited Time Offer
Hardware
VerifiedThe Helcim Smart Terminal is priced at $349 per unit plus shipping, or $32 a month for one year, with optional 4G data at $7 a month, as listed on its US pricing page on 29 October 2026.
Limited Time Offer
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Extra codes from partner brands, refreshed alongside this store's offers.
A practical savings guide for shoppers using Helcim US offers.
Helcim does not show a promo code. Its sign-up is free, with no monthly fee, no PCI fee, no minimums and no cancellation fee, so a business pays only when it takes a payment. Merchants who are still tied to another processor's contract or equipment lease may get up to $500 in processing credits to help them switch, and Helcim moves stored card and customer data across for free.
Helcim uses interchange plus pricing: the card network's cost is passed through and Helcim adds its own margin. For a business processing up to $50K a month, that margin is 0.40% + 8¢ in person and 0.50% + 25¢ for keyed and online payments. It falls in steps as volume grows, down to 0.15% + 6¢ in person between $1M and $5M, worked out from the last three months. ACH payments cost 0.5% + 25¢, capped at $6. A lost chargeback costs $15 and a won one costs nothing. The Card Reader is $199 and the Smart Terminal is $349, or $32 a month for a year.
Funds can land the next business day at no charge when the bank supports RTP or FedNow, and otherwise usually in 1 to 3 business days. Helcim serves businesses in the US and Canada, with offices in Seattle and Calgary. Check the pricing page for the full fee list before signing up.
Offers on this page were checked on the shop's own website on 29 October 2026.
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